What we write
Find the sign closest to your business. Each page lays out, in plain English, what that kind of business usually carries and what Tennessee, Kentucky and Virginia require.
BondsLicense, permit, notary, dealer and contract bonds.
Contractors insuranceLiability, tools, trucks, comp and the license rules behind them.
Trucks and hauling insuranceLiability, cargo, bobtail, and the USDOT, MC and state filings.
Workers' compensationWho has to carry it in each state, and how the price is figured.
Group health insuranceGroup plans, the small business tax credit, QSEHRA and ICHRA, in Tennessee and Kentucky.
Insurance for associationsHOAs, condo and property owners associations, churches, nonprofits and clubs.
Rental property insuranceOne rental house, an apartment building, or a short-term rental.
Small business insuranceShops, offices, restaurants and service businesses.
Other businesses and coverageGarages, towing, events, equipment, liquor liability, cyber and more.
If a standard carrier won't write it
We work with wholesale markets that place accounts the standard carriers turn down: a new venture, an unusual line of work, a rough claims year. If it's a profitable account, there's usually a market for it.
Other businesses and coverage- Independent since 1992
- We compare several insurance companies for you instead of selling one.
- Licensed in three states
- 4.7 stars on Google
- From 100+ reviews of our agency in Harrogate.